When it came to borrowing money, Zhang Yu was initially quite wary when he first arrived in Kunxu.

This stemmed from the influence of the original owner’s experiences and memories, as well as Zhang Yu’s own reservations about debt from his previous life.

However, after being tempered by more than half a year of life in Kunxu and witnessing numerous instances of people borrowing money, his mindset had gradually begun to change.

“Consuming elixirs to temper the body, borrowing money to earn more…” Zhang Yu sighed inwardly, “I’m becoming increasingly assimilated into Kunxu, more and more like a native.”

But Zhang Yu didn’t think it was necessarily a bad thing. Ultimately, one must adapt to the environment. If you want to climb to the top in Kunxu, you must adapt to its rules.

Body tempering requires elixirs! Immortality cultivation requires loans!

In the blink of an eye, Zhang Yu had borrowed money from various platforms, bit by bit.

Now, Zhang Yu was repaying his loans on time every month, his bank statements showed a surge in activity, and his grades had improved significantly. The total amount he could borrow had increased by another million.

And so, in an instant, 1 million had been credited to Zhang Yu’s account.

“Including the original 15,000 per month, I’ll be paying 40,000 in interest each month, and by the time I’m a senior in high school, I’ll have to repay the principal of 1.7 million from various platforms.”

“And adding the interest-free loan of 5,000, that’s a total of 45,000 to repay each month.”

Looking at the cold, hard balance of over 1.3 million in his account, Zhang Yu slowly exhaled. He felt a heavy weight on his shoulders, but also a surge of energy, a desire to return and make something great happen.

Bai Zhenzhen, who had previously borrowed less than Zhang Yu, was now going all out and had borrowed another 900,000 in one go. She also had a determined look on her face, eager to return and integrate the 900,000 into her flesh and blood, propelling her cultivation forward.

More than ten hours later, the two changed transportation and finally returned to Songyang City, beginning another round of charging forward on the path of immortality.

And time flowed by quickly as the two charged forward.

Inside the apartment.

Zhang Yu took off the weighted clothing he usually wore for training and took out the newly purchased ‘cultivation skin.’

This cultivation skin was made using some kind of immortal technique. It looked like a thin layer of human skin and felt almost exactly like real human skin to the touch.

Seeing the lifelike appearance, Zhang Yu said, “Could this actually be made from the skin of some expert?”

Based on Zhang Yu’s understanding of Kunxu, this was not impossible.

Fu Ji scoffed, “With the amount of money you spent, you think you could buy real skin?”

“This is obviously synthetic skin. It won’t achieve 100% compatibility, at most 99%.”

As Zhang Yu put it on, he felt the cultivation skin naturally conform to his body, as if it had become a new layer of skin.

At the same time, this new skin gave his body a strong sense of restriction, forcing him to constantly exert force to resist it, as if he were constantly training the muscles throughout his body.

He couldn’t feel any incompatibility; he only felt that it was much more effective than his original weighted clothing.

A moment later, Zhang Yu opened his phone, brought up the cultivation skin management software, and selected ‘close.’

The feeling of restriction all over his body suddenly disappeared, and Zhang Yu couldn’t even feel the existence of the cultivation skin.

“Breathable, allows sweating, and doesn’t affect breathing exercises.”

“No wonder it’s a 100,000 cultivation skin. This way, I can have an extra layer of training at all times.”

“And I can turn it off at any time when I don’t need it.”

Protected area.

Inside the incubation room.

The little panda An’an was hugging her big tail, watching Bai Zhenzhen practicing her breathing exercises, and secretly thinking that Zhang Yu and Bai Zhenzhen had at least doubled their training time in the past few days.

“I wonder if they’ve also doubled the time they spend tutoring Wenwu…”

Although An’an felt a pang of heartache at seeing them蹭着the spiritual energy of Red Tower, she still tried to control herself from showing it.

After all, for her, who hadn’t even finished elementary school, high school students were already geniuses.

And when facing Zhang Yu and Bai Zhenzhen, who were contestants in key high schools, especially after learning about their grades, An’an felt a sense of inferiority every time she stood in front of them, a sense of shame.

Because she deeply understood that compared to Bai Zhenzhen and Zhang Yu, she was purely illiterate.

Especially Bai Zhenzhen’s cold and aloof demeanor, made An’an feel that the other party must look down on her.

However, when Bai Zhenzhen left this time, An’an quickly waved her short limbs and hopped in front of Bai Zhenzhen: “This is for you.”

Bai Zhenzhen looked at the monster beast meat tied with a bow and asked curiously, “For me?”

An’an said, “Thank you for tutoring Xiong Wenwu.”

Seeing the slightly nervous look in An’an’s eyes, Bai Zhenzhen accepted the monster beast meat and said, “Do you guys often have leftover monster beast meat that you can’t sell here?”

“Why don’t you sell it to me privately for a cheaper price? I’m planning to buy more monster beast meat for dietary supplements recently.”

An’an said anxiously, “You want me to betray the company’s interests again?”

Bai Zhenzhen smiled and rubbed An’an’s ears, saying, “You don’t want Xiong Wenwu’s grades to drop, do you? Sell it to me cheaper.”

“If you don’t feel comfortable using the money you earn, you can subsidize Xiong Wenwu.”

An’an sighed inwardly, feeling that she had gradually changed from the best employee to an company mole, and that her 2,000 salary was undeserved.

Inside the apartment.

As Zhang Yu turned on the new spotlights he had bought, the entire room gradually changed from its original brightness to a dazzling white, and finally became so bright that almost nothing could be seen. Even Zhang Yu’s figure was completely swallowed up.

Zhang Yu felt the frenzied passive operation of his Great Sun Qi Sea, and felt the Great Sun magic power in his body rolling violently like magma. He began to cultivate the Scarlet Marrow Primordial Qi in such an environment.

Late June.

Inside the apartment.

In the corner of the room, a cardboard box was filled with various potions that Le Mulan had brought to Zhang Yu and Bai Zhenzhen.

Le Mulan casually threw her tattered clothes into the trash can next to her.

Because the amount of sweat she had produced today was particularly large, her skin had become a little dry.

While changing clothes, she said, “Your strength has increased a lot recently.”

Zhang Yu smiled, “I have to thank you for your potions. I feel especially energetic every time I use them.”

Le Mulan glanced over, saw Zhang Yu staring at the potions on the ground, and reminded him, “Bone and muscle enhancer is best taken orally.”

Zhang Yu still couldn’t bring himself to do such a thing. He suddenly stood up, seized the time to absorb the potions, and began to cultivate the Scarlet Marrow Primordial Qi.

A look of surprise flashed in Le Mulan’s eyes. As she walked out of the room, she couldn’t help but say, “If you want me to take any potions before I come next time, you can tell me in advance.”

After returning to Ziyun High School, Le Mulan drank several glasses of water because she had sweated too much.

After finishing another cup, Le Mulan said to Lian Tianji beside her, “Go get me another glass of water.”

“Next time I leave school, remember to prepare a bucket of water for me.”

Lian Tianji nodded slightly, thinking to himself, “What kind of combat training is it that produces so much sweat?”

Songyang High School.

Inside the office for renting spiritual roots.

The manager, Wei Xin, looked at Zhang Yu in surprise and said, “You said you want to borrow for how long?”

Zhang Yu said boldly, “If I rent by the month, what kind of discount can I get?”

Although they could alternate using Bai Zhenzhen’s true spiritual root, even if there were some residual effects, it was still being shared between two people.

Now that he had a large sum of money in hand, Zhang Yu thought of renting a muscle-enhancing spiritual root. When Bai Zhenzhen was using her spiritual root, he would use the muscle-enhancing spiritual root, allowing both of them to use spiritual roots to cultivate 24 hours a day.

Manager Wei Xin nodded repeatedly, her eyes shining, “Of course there can be a discount. For muscle-enhancing spiritual roots, renting by the month can be discounted to 2 million a month.”

In an instant, Zhang Yu fell into silence, feeling that he had been a little abrupt just now.

“Forget it, I’ll just rent by the hour. I feel that it’s more flexible this way.”

Late June.

Bailong High School.

Yu Xinghan and Zhang Yu created streaks of afterimages as they fought fiercely together.

Sensing the wild power between the opponent’s moves, Yu Xinghan asked, “Have you learned the Dragon Elephant Mountain Shattering Palm?”

Zhang Yu used a palm strike that brought with it the sound of dragons roaring and elephants trumpeting, and shouted, “Because of you, I spent 200,000 to buy this set of techniques. Shouldn’t you subsidize me a little?”

Yu Xinghan also returned a palm strike, laughing loudly, “Blame yourself for having too much martial arts talent and spending too much money.”

Yu Xinghan, who had investigated Zhang Yu’s information… had actually guessed this point a long time ago, that is, when he used pure physical martial arts such as the Dragon Elephant Mountain Shattering Palm, Zhang Yu was likely to learn it.

But this was precisely his purpose.

Because when the opponent used the same martial arts as him, it would be more convenient for him to use his third eye to absorb and copy Zhang Yu’s physical strength techniques.

But he didn’t want to explicitly tell Zhang Yu to do this, otherwise Zhang Yu would definitely ask him to add money.

“Fortunately… fortunately, he learned this set of techniques on his own during his training with me, and then could only buy it.”

“Hehe, I saved another sum of money.”

However, thinking that Zhang Yu had spent 200,000 in his poor state, Yu Xinghan felt a little embarrassed: “Sorry Zhang Yu, but the path to immortality is a competition, either you spend more money or I spend more money.”

“If you want to go further on the path of immortality, you can’t give an inch.”

“I must pass the foundation establishment exam next year! For this goal, I will unscrupulously save money! I want money!”

As for Zhang Yu’s participation in the foundation establishment exam, Yu Xinghan didn’t care at all.

After all, in Yu Xinghan’s view, the gap between him and Zhang Yu next year would only be greater due to financial constraints. Zhang Yu was not his competitor in the exam at all.

On the other side, Zhang Yu, while using the 1st level of the Dragon Elephant Mountain Shattering Palm, glanced at the Dragon Elephant Mountain Shattering Palm 3rd level (5/30) on his Feather Book, and felt the new benefits of this martial art to his skills.

Because his usual cultivation time was already filled with the Scarlet Marrow Primordial Qi, he could only practice other martial arts during combat training.

So Zhang Yu simply bought the right to use the Dragon Elephant Mountain Shattering Palm and used it to train this martial art while doing combat training with Yu Xinghan.

He thought to himself, “Sorry Yu Xinghan… For me, the training effect is almost the same whether I use the 1st level of the Dragon Elephant Mountain Shattering Palm or my highest level Dragon Elephant Mountain Shattering Palm.”

“But I can’t expose my terrifying talent.”

“I can only practice with you using the 1st level of the Dragon Elephant Mountain Shattering Palm, sacrificing your training quality.”

“After all, in order to pass the foundation establishment qualification certificate this year, I must use any means and seize every opportunity to become stronger.”

Time flowed by constantly as Zhang Yu and Bai Zhenzhen spent money crazily and cultivated crazily.

In the blink of an eye, it was already early July.

There was only one and a half months left until the first round of the foundation establishment exam in mid-August.

And on this day, inside Songyang High School.

Lan Ling led a group of second-year students towards the first-year campus.

He thought to himself, “Zhang Pianpian has been gone for half a month, and Zhang Yu and Bai Zhenzhen’s contracts don’t seem to have been transferred to anyone else by Zhang Pianpian.”

“Just leaving them on the first level?”

“Let’s test it out and see if Zhang Pianpian has made any arrangements for these two paupers.”

Lan Ling planned to teach the two a lesson again, like he did a few months ago, taking advantage of the combat class.

And when he thought of the two’s unruly behavior, daring to challenge him, a wealthy senior, despite being paupers and juniors, Lan Ling felt a burst of discomfort.

Of course, his actions this time were not only based on his own ideas.

Lan Ling thought of Zhou Chechen and Le Jingchen from Ziyun who had contacted him this morning.

Lan Ling thought to himself, “After all, letting two paupers who can’t get into the top ten continue to occupy a place in the competition… many people have opinions about it.”