As Su Yanyang pondered the military certificate competition, a message appeared in his eye-frame.

“Su Yanyang! When are you going to pay back the money?”

“You hired soul cultivators and didn’t pay them; do you think you can get away with it?”

Simultaneously, debt collection messages not only flashed in Su Yanyang’s eye-frame but also in those of the people around him, instantly changing the way many civil engineering students looked at him.

Su Yanyang calmly finished a bowl of rice, thinking, “Debt collection talismans?”

Ma Xuan, who was next to him, couldn’t help but say, “Senior, shouldn’t you just pay the money back?”

“Otherwise, with people constantly using debt collection talismans on you, your reputation among others will keep dropping, which isn’t good for your academic development, is it?”

Su Yanyang calmly replied, “I hire soul cultivators to complete work for me. If they can’t complete the work, why should I pay them?”

“Whether they demand payment or sue, let them do as they please.”

“If they can ultimately get money from me, that will be a testament to their ability.”

In Su Yanyang’s view, avoiding losses of spirit coins and striving to preserve one’s potential on the immortal path were essential lessons in immortal cultivation.

Meanwhile, in the distance, Xiao Yunji injected a needle into her neck. As the liquid slowly advanced, she felt the stinging pain in her meridians gradually disappear.

After checking that her dharma body’s synchronization rate had increased again, Xiao Yunji finally breathed a sigh of relief.

At this moment, she didn’t have the three heads and six arms she displayed in the arena. Her entire dharma body gleamed with a metallic luster, making her look like a normal university student.

Xiao Yunji thought to herself, “Although the transformative dharma body is powerful, its synchronization rate drops too easily.”

“Once I get my military certificate, I should replace this dharma body.”

Her gaze swept over Su Yanyang and another civil engineering student, thinking, “Su Yanyang, and Ping Han from the War Faction, these two should be my biggest competitors in the next military certificate exam.”

“Especially Ping Han. As Mo Shangjin’s competition team teammate, he’s a year older than Mo Shangjin, already in his ninth year, and has long since gathered all Seven Absolutes.”

“If it weren’t for multiple failed crypto trades, he probably would have already obtained the military certificate.”

As for Zhang Yu? Xiao Yunji naturally didn’t pay much attention to this junior whom she had chased all over the arena.

Just as Xiao Yunji’s gaze swept over the student named Ping Han, the latter had already approached Zhang Yu.

Zhang Yu turned his head, looked at the senior in the ‘Jihu’ brand dharma body, and then curiously observed the “Civil Engineering Rank 4” displayed above the other person’s head.

“Civil Engineering’s Rank 4 actually uses the Jihu brand?”

Although Zhang Yu didn’t deeply research all major dharma body brands, he often heard Yu Xinghan, Li Xiao, Gongshu Jin, and others comment on different brands.

He knew that the Jihu brand was a standard budget brand, a trendy item for vocational college students, a savior for first-year students, distinguished by being cheap and durable.

Yu Xinghan’s assessment was: If you use Jihu at Myriad Law University, you are destined to have a failed university career.

But Zhang Yu knew the Ping Han standing before him, or rather, he had seen his performance in competitions.

“He didn’t use this dharma body in the arena, did he?”

“So, he must use Jihu for everyday use and switch to a more important dharma body for critical moments.”

As Zhang Yu pondered, Ping Han grinned at him and said, “Junior Zhang Yu, are you wondering why I use the Jihu brand?”

“And are you thinking… that I used a different dharma body in the arena, and that I must use Jihu normally and only switch to a good dharma body when it matters?”

Ping Han shook his head and said, “Actually, I only have this one Jihu brand dharma body. During competitions, other teammates lend me their spare dharma bodies.”

“I used to have a Tiangong dharma body, but I sold it all later.”

A glint flashed in Ping Han’s eyes, and he said earnestly, “Because I realized one thing: instead of spending money on dharma bodies, it’s better to invest it in crypto.”

“I now have some insider information about Hehuan University’s Nectar Coin. Are you interested in investing?”

Zhang Yu shook his head repeatedly, saying, “I don’t trade crypto.”

“Don’t trade crypto?” Ping Han exclaimed, sounding heartbroken. “You’re a university student, and you don’t trade crypto, yet you want to cultivate immortality?”

“Do you really expect to cultivate immortality by working?”

Zhang Yu was slightly stunned; he genuinely did think that way.

Seeing Zhang Yu’s silence, Ping Han shook his head repeatedly and said, “How much can we earn working ourselves to death on a construction site for a year? That meager sum will only extend our lifespan, allowing us to work longer, it’s impossible for us to break through cultivation realms.”

“I’ve studied the resumes of cultivators who achieved Golden Core and Nascent Soul in the past 50 years.”

“Not a single one of them broke through realms by working.”

“Every single one of them, remember, every single one, was either already wealthy upon enrollment or became rich in a short period before breaking through.”

Ping Han looked at Zhang Yu, his face serious, and said, “Junior Zhang Yu, immortal potential is never accumulated; truly profound immortal potential surges forth.”

“In this era, relying solely on working, you’ll never achieve Golden Core.”

“It’s better to just trade crypto directly. If you win, you aim for Golden Core, for Nascent Soul. If you lose, you don’t even need to waste time cultivating.”

“Whether you become an immortal or a ghost, the result will be known in a few years. Isn’t that much more reliable than working hard for a hundred years only to discover you have no hope and regretting not trading crypto when you were young?”

Fu Ji sighed upon hearing this, “Another one obsessed with cultivation. He must have lost a lot of money trading crypto, transferring all his immortal potential to a Deity Transformation Monarch.”

Zhang Yu said helplessly, “I’ll pass… I still want to work.”

“Sigh,” Ping Han sighed. “You don’t understand. Trading crypto still has a chance to win. Working… working can’t lead to breakthroughs.”

“There’s no hope… no hope.”

“Since you’re unwilling to try your luck with an immortal缘 (destiny), do you have any spirit coins you could lend me?”

Zhang Yu refused him again, and Ping Han left with a sigh.

Just then, a message appeared in Zhang Yu’s eye-frame.

Mo Shangjin: You were right not to lend him money.

Zhang Yu looked up and saw that Mo Shangjin had arrived at some point and was conversing with students gathered around him.

As if sensing Zhang Yu’s gaze, he smiled slightly and nodded at Zhang Yu from a distance.

Mo Shangjin: The first time Ping Han traded crypto, he earned 50 spirit coins.
Mo Shangjin: Since then, he became addicted.
Mo Shangjin: After losing a lot, he asked Teacher Gao for 10 spirit coins.
Mo Shangjin: Teacher Gao told him he had no talent for crypto, told him to stay away, and didn’t lend him money.
Mo Shangjin: It turned out the coin Ping Han wanted to buy skyrocketed. If he had bought it with 10 spirit coins at the time, it’s said he could have earned over 400 spirit coins.
Mo Shangjin: From then on, he plunged headfirst into it, and no one could stop him.
Mo Shangjin: This matter has become his inner demon on the immortal path. If he asks you for money again in the future, absolutely do not lend it to him.

Listening to Mo Shangjin’s story, Zhang Yu thought, “So that’s how it is? If I missed out on over 400 spirit coins in profit, I probably wouldn’t be able to get over it for a long time either.”

Fu Ji commented, “That’s how immortal cultivation is. There are too many inner demons one can encounter along the way. Only by forging a flawless Dao heart, undisturbed by external demons, can one ascend step by step.”

Just then, another civil engineering senior came to clink bowls with Zhang Yu. Zhang Yu snapped out of his thoughts and immediately resumed eating, feeling robust vital energy surge into his body with each mouthful.

Not far away, Feng Tingting watched Zhang Yu, who was deeply engrossed in eating, his bowl clinking. She thought, “A rice capacity of 12.75 is quite large; he’s excellent refining material… I wonder if he’s for sale?”

Looking at the 12.75 she had marked above Zhang Yu’s head, Feng Tingting assumed he probably didn’t have much money and considered asking him.

As Feng Tingting was thinking this, she saw sword light flashing continuously around Zhang Yu.

“This is… someone is forcibly calling him with a sound transmission talisman? This talisman is super expensive, who’s using it?”

“12.75 probably hasn’t prepared any countermeasures in advance, so unless he stays offline, he can only watch the other person descend.”

The next moment, the flickering sword light suddenly coalesced into one, forming Wen Wuya’s figure, which appeared before Zhang Yu.

Wen Wuya saw Zhang Yu eating and finally understood why the other person hadn’t replied to his messages for so long.

So he waved his hand, and a silence talisman activated. Then he asked Zhang Yu, “I wanted to talk to Bai Zhenzhen about dual cultivation, but after only a few sentences, she started avoiding me whenever she saw me. Do you have any ideas? I’m in a hurry.”

Zhang Yu rubbed his head, which felt a little dizzy from eating, and looked helplessly at Wen Wuya, thinking that it was fortunate Bai Zhenzhen had Heavenly Sword University’s counter-measures last time, otherwise this guy was truly annoying.

Zhang Yu thought for a moment and said, “Ah Zhen likes castrated men.”

“In her opinion, men who are castrated show greater resolve for cultivation and are more manly.”

Wen Wuya mused, “It’s that simple? Why didn’t you say so sooner?”

Just then, Wen Wuya’s eyes flashed, and he suddenly looked in Feng Tingting’s direction.

Feng Tingting was slightly startled when she saw Wen Wuya appear.

She had watched the Flying Sword Competition recently and recognized Wen Wuya, the Deity Transformation disciple from Heavenly Sword University.

Seeing that he had forcibly projected himself just to contact Zhang Yu, it instantly sparked her immense curiosity.

So she activated her dharma body, wanting to try and hear what Wen Wuya and Zhang Yu were discussing beneath the concealment of the silence talisman.

However, the other party’s silence talisman was clearly of a high grade. Despite her utmost effort, she only intermittently heard: “I… dual cultivation… you… very urgent.”

Looking at the fragmented words appearing on her eye-frame, Feng Tingting’s pupils constricted, and she looked at Zhang Yu in utter shock: “It’s like that? This Zhang Yu is a Deity Transformation disciple’s dual cultivation partner? He stumbled upon such an immense immortal destiny?”

But in the very next moment, she saw Wen Wuya turn his head and look at her with killing intent.

“Eavesdropping on me?”

“How dare you.”

Wen Wuya simply clenched his hand, and Feng Tingting watched in shock as the text floating on her eye-frame was gripped by him, then crushed into dust, disappearing completely.